
Calculate your mortgage deposit and upfront costs
Mortgage Deposit Calculator
Buying a home costs more than just the deposit. Our calculator adds up your 10% deposit, 1% stamp duty and solicitor’s fees so you know the true upfront cost before you start house-hunting.
- 10% minimum deposit is required by the Central Bank of Ireland for most home purchases.
- 1% stamp duty applies on residential properties up to €1 million, 2% on the next €500,000 and 6% on anything exceeding €1.5 million
- Solicitor & legal fees typically range from €3,000 to €5,000 including outlays.



