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Mortgage Calculator

Deposit Calculator

Deposit Calculator

Calculate your mortgage deposit and upfront costs

€
€100,000 €1,500,000
Total Deposit & Costs Needed
€48,000
€40,000 deposit + €4,000 stamp duty + €4,000 legal fees
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Mortgage Deposit Calculator

Buying a home costs more than just the deposit. Our calculator adds up your 10% deposit, 1% stamp duty and solicitor’s fees so you know the true upfront cost before you start house-hunting.

  • 10% minimum deposit is required by the Central Bank of Ireland for most home purchases.
  • 1% stamp duty applies on residential properties up to €1 million, 2% on the next €500,000 and 6% on anything exceeding €1.5 million
  • Solicitor & legal fees typically range from €3,000 to €5,000 including outlays.
Deposit (10%)
€40,000
Stamp Duty (1%)
€4,000
Solicitor Fees
€4,000
Estimated Mortgage Required
€360,000

Deposit Calculator

Our mortgage calculator will give you a good indication of what your mortgage repayments are likely to be. For further information please call us on 01-4993000 or contact us via our contact page or by emailing info@parkfinancial.ie.

  • We make the process fast and simple.
  • We will help get you mortgage approval with the minimum of fuss.
  • We will be with you on every step of your mortgage journey.
  • We search the mortgage market for the best deal for you.
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Frequently Asked Questions

A mortgage deposit calculator helps you estimate how much money you may need to save for a deposit when buying a property. It gives you a clearer idea of the deposit required based on the property price and your mortgage requirements.
The deposit you need depends on factors such as the property price, your financial circumstances, and lender requirements. Our deposit calculator can help you understand the amount you may need before starting your mortgage journey.
Yes, a deposit calculator can help you set a savings goal by showing how much you may need to contribute upfront. It can be a useful first step in planning your mortgage and understanding your budget.